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Q: I have a credit card that was issued by MBNA Corp., which has been purchased by Bank of America. When the card was handled by MBNA my annual percentage rate was 5.9 percent.
As a result, I moved all of the balances from my higher interest-rate cards to this one because its had a sufficient credit limit to cover the balances. Also, I could make the minimum payment on the card and pay the finance charges.
My card is now handled by Bank of America. The APR on my card recently jumped from 5.9 percent to 19.99 percent.
I understand that the economy is changing and they have the right to increase the APR, but more than tripling it in one month seems a bit over the top.
I have never missed a payment nor have I been late making a payment.
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posted by Logan Adolfo at 4:36 PM
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